The following are terms of a legal agreement between you and Seterus, Inc. (Seterus). By accessing, browsing, or using this
website, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable
laws and regulations. If you do not agree to these terms, please do not use this website.
by updating this posting. Seterus also may make improvements or changes in the products, services, or programs described
in this site at any time without notice.
Online Access and Communications
Ability to register for an online account may be limited based on loan status, including the following:
- a borrower already has an online account
- a borrower is a victim of identity theft or there is suspected/confirmed fraud on the loan
- the loan has been paid in full for more than 18 months
- a borrower is actively engaged in litigation (related to his/her mortgage debt)
- a borrower is actively represented by an attorney (related to his/her mortgage debt)
Your ability to access your online account may be affected by changes in your account status or in compliance with applicable law.
By registering for a secure account on www.seterus.com, you are opting in to have Seterus send additional communications to you via email and Secure Inbox, providing you with access to important information regarding your Seterus account, including but not limited to changes to your security information, confirmations of changes to contact information, faxed document status updates, and other informational or loan-specific notifications.
Even if you have a secure account, you will not have access to the Secure Inbox or email notification services if you have filed for bankruptcy or if your debt has been discharged in bankruptcy.
Email notifications are not encrypted. To ensure security and confidentiality, these email communications will not include your full name, full account number, or any other personal identifier, but are designed to alert you to important information about your loan.
You can adjust your communication preferences at any time by logging in and going to the Email Notifications tab on the My Profile page. However, in order to prevent unauthorized use of your Seterus account, you will not be able to opt out of security-related notifications, such as confirmation of changes to your website account security information or changes to your email address.
It is your ongoing responsibility to provide an accurate, current, and complete email address to Seterus.
This website contains proprietary notices and copyright information, the terms of which must be observed and followed.
for copyright and trademark information.
This site and all content in this site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed,
or used for the creation of derivative works without Seterus's prior written consent, except that Seterus grants you non-exclusive,
non-transferable, limited permission to access and display the web pages within this site, solely on your computer and mobile device, and for
your personal, non-commercial use of this website. This permission is conditioned on your not modifying the content displayed
on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms,
conditions, and notices accompanying the content or otherwise set forth in this site. Notwithstanding the foregoing, any
software and other materials that are made available for downloading, access, or other use from this site with their own
license terms, conditions, and notices will be governed by such terms, conditions, and notices.
Your failure to comply with the terms, conditions, and notices on this site will result in automatic termination of any
rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your
possession or control. Except for the limited permission in the preceding paragraph, Seterus does not grant you any express
or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights.
You may not mirror any of the content from this site on another website or in any other media.
Information on this website is not promised or guaranteed to be correct, current, or complete, and this site may contain
technical inaccuracies or typographical errors. Seterus assumes no responsibility (and expressly disclaims responsibility)
for updating this site to keep information current or to ensure the accuracy or completeness of any posted information.
Seterus provides no assurances that any reported problems will be resolved by Seterus, even if Seterus elects to provide
information with the goal of addressing a problem.
Personally-identifiable information that you submit to Seterus will be handled in accordance with our privacy policies.
Please see the tab entitled “Privacy” for information regarding Seterus’s privacy policies.
U.S. Government Restricted Rights
Seterus provides the software downloaded from this website to U.S. Government users with “RESTRICTED RIGHTS." Use, reproduction,
or disclosure is subject to the restrictions set forth in Seterus’s GSA ADP Schedule contract.
This website may provide links or references to non-Seterus websites and resources. Seterus makes no representations,
warranties, or other commitments whatsoever about any non-Seterus websites or third-party resources that may be referenced,
accessible from, or linked to any Seterus site. A link to a non-Seterus website does not mean that Seterus endorses the
content or use of such website or its owner. In addition, Seterus is not a party to or responsible for any transactions
you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from a Seterus
site. Accordingly, you acknowledge and agree that Seterus is not responsible for the availability of such external sites
or resources, and is not responsible or liable for any content, services, products, or other materials on or available from
those sites or resources.
When you access a non-Seterus website, even one that may contain the Seterus logo, please understand that it is independent
from Seterus, and that Seterus does not control the content on that website. It is up to you to take precautions to protect
yourself from viruses, worms, trojan horses, and other potentially destructive programs, and to protect your information
as you deem appropriate.
Linking to This Site
All links to this website must be approved in writing by Seterus, except that Seterus consents to links in which the link
and the pages that are activated by the link do not do all of the following: (a) create frames around any page on this website
or use other techniques that alter in any way the visual presentation or appearance of any content within this site;
(b) misrepresent your relationship with Seterus; (c) imply that Seterus approves or endorses you, your website, or your
service or product offerings; and (d) present false or misleading impressions about Seterus or otherwise damage the goodwill
associated with the Seterus name or trademarks. As a further condition to being permitted to link to this site, you agree
that Seterus may at any time, in its sole discretion, terminate permission to link to this website. In such event, you
agree to immediately remove all links to this website and to cease using any Seterus trademark.
Certain text in this website may be made available in languages other than English. Text may be translated by a person
or solely by computer software with no human intervention or review. These translations are provided as a convenience to
you, and Seterus makes no representations or commitments regarding the accuracy or completeness of the translation, whether
or not computer-generated or performed by a person. Please see the below Disclaimer of Warranty for additional conditions.
Disclaimer of Warranty
USE OF THIS SITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ARE PROVIDED
"AS IS," WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. SETERUS EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW
ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY
RIGHTS. WITHOUT LIMITATION, SETERUS MAKES NO WARRANTY OR GUARANTEE THAT THIS WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE,
YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS,
OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY
RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
Limitation of Liability
IN NO EVENT WILL SETERUS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL
DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEBSITE OR ANY USE OF THIS WEBSITE, OR OF ANY SITE OR RESOURCE
LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEBSITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS,
INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS
OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF SETERUS IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION
AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES.
Additional or different terms, conditions, and notices may apply to specific materials, information, products, software,
and services offered through this website. In the event of any conflict, such additional or different terms, conditions,